Government Schemes (Yojana) in India Part:-9

Dear Friends,

Government exams are increasingly raising the level of General Awareness questions. The General Awareness sections of Government exams frequently ask questions based on ongoing important schemes in India and Government policies. Here’s an article to help you remember major Government schemes & Government Policies for UPSC, SSC CGL, SSC  CHSL, SSC MTS, SBI PO, SBI Clerk, RBI Grade B, RBI Assistant and all IBPS exams.

The General Awareness section of Bank and SSC exams can be a life saver for you because GK & Current Affairs are fact based and don’t require you to be calculative or fluent in English. All you need to score in General Awareness section of any exam is to stay updated about recent happenings.Especially those related to trending Government policies for SSC and Bank exams.


The List of Schemes Launched by Hon’ble PM Government of India, Shri Narendra Modi Part :--9





Vidyalakshmi Loan Scheme
Ministry of HRD has decided to launch a new scheme named as Vidyalakshmi to assist IIT students in getting loans to pay the fee.
Under the this scheme, the Ministry will help students in getting interest free loans from the banks to pay their fee. The ministry has taken into consideration the launch of the scheme after listening to the concerns and feedback of the IIT students.
The recent fee hike for IIT has proved to be difficult for the students in paying the fee. But the announcement has brought back the smile on the face of IIT aspirants.
The fees was recently increased from Rs 90,000 to Rs 2 lakh per annum under Smriti Irini. However SC, ST, the differently abled and economically backward sections were provided waivers. The fee hike comes into effect from this academic year, when the new batch joins.
However, only the candidates whose family income is less than Rs. 9 Lakh per annum will be eligible for getting loans under Vidyalakshmi scheme.

Mission Bhagiratha in Telangana
Prime Minister Narendra Modi inaugurated a massive 40,000-crore Telangana state water grid ‘Mission Bhagiratha’, during his maiden visit to Telangana. This mission is the brain child of Telangana Chief Minister K.Chandrashekar Rao to provide safe drinking water through a pipeline at
Komatibanda, Gajwel in Medak district.
With this, about 67 thousand households of the Gajwel Assembly constituency will get safe drinking water through a pipeline. The Prime Minister will be dedicating 1200 MW Singareni Thermal power plant to the nation besides laying a foundation stone for the NTPC 1600 MW power plant and revival of Ramagundam Fertiliser Plant on the occasion.
The objective of the Mission Bhagiratha, according to the official website, “is to provide 150 liters per person in urban households and 100 liters of clean drinking water per person in rural households.
This project aims to provide water to about 25,000 rural habitations and 67 urban habitations.” Reports say that the deadline for water to reach these households is March 2018.

Swayam Prabha
The scheme, once launched will allow students from across the country to access classroom lectures on their TV sets. The telecast of classroom lectures from different institutions on different subjects will be provided on 32 channels.
How Swayam Prabha will Help Students
The interactive study content including pictures, videos and diagrams will be delivered by the subject experts appointed by the ministry. After watching the content, students can call on toll free helpline number to clear their doubts. The subject experts appointed by the gov. will be paid on an hourly basis to produce the good quality content.
There is a plan of live broadcasting of classroom lectures from IIT Mumbai, Delhi, Kharagpur, and Kanpur to the DTH channels.

Shala Ashmita Yojana
The Union Ministry of Human Resource Development (HRD) has decided to launch ASMITA, a student tracking system programme.
ASMITA is acronym for All School Monitoring Individual Tracing Analysis and shall be launched under Shala Asmita Yojana (SAY). Key facts SAY aims to track the educational journey of school students from Class I to Class XII across the 15 lakhs private and government schools in the country. ASMITA will be an online database which will carry information of student attendance and enrolment, learning outcomes, mid-day meal service and infrastructural facilities among others. Students will be tracked through their Aadhaar numbers and incase those not having unique number will be provided with it.

Pradhan Mantri Surakshit Sadak Yojana
Pradhan Mantri Surakshit Sadak Yojana is all set to be launched by the Ministry of Road Transport and Highways. The scheme is basically an initiative to make the roads safer by eliminating the dangerous spots on highways.
Under the Pradhan Mantri Surakshit Sadak Yojana, the central government will eliminate dangerous sites where accidents occur more frequently by using the better design and road engineering.
Government will also set up railings on hill roads running along deep gorges.
According to WHO, more than 231,000 people are killed in India in road accidents every year.
The government aims of halving this number by the year 2020. The Pradhan Mantri Surakshit Sadak Yojana is also a part of this initiative.

Pradhan Mantri Gram Parivahan Yojana
The central government is planning to launch a new scheme to provide commercial pessanger vehicles
in rural areas at subsidized rates. To be named as “Pradhan Mantri Gram Parivahan Yojana“, the scheme has been proposed to create a better transport systems in the rural areas across the country.
Under the Pradhan Mantri Gram Parivahan Yojana (PMGPY), the central government will provide commercial PV’s to defence personnel and women self-help groups. The scheme will supplement the Pradhan Mantri Gram Sadak Yojana which was launched to improve road conditions in the villages.The development of roads in villages has been done at a decent pace under the PM Gramin Sadak Yojana but the public transport is missing from these roads.
Pradhan Mantri Gram Parivahan Yojana aims to improve the public transport system in rural area.
Under the scheme, the government is considering to provide 10-12 seater passenger vehicles at subsidised rates to retired defence personnel and women self-help groups for running on these roads.
A survey has already been conducted by the government in rural areas of Bilaspur in Chhattisgarh and what has come out is that providing 10 or 12-seater commercial passenger vehicles at subsidised rates
in rural areas will be highly beneficial.


Rashtriya Sanskriti Mahotsava
‘Rashtriya Sanskriti Mahotsav (RSM) -2016’ was organized by M/o Culture in IGNCA premises, Janpath, New Delhi from 15th to 24th October, 2016. RSM was conceived by the Ministry of Culture
in the year 2015 with an intent to showcase the rich cultural heritage of the Country in all its rich and varied dimensions, viz. Handicrafts, Cuisine,Sculpture, Painting, Photography, Documentation and Performing Arts-Folk, Tribal, Classical and Contemporary- all in one place. The Seven Zonal Cultural
Centres under the Ministry have been given the task of organizing the RSM in Delhi as well as taking it to different cities of the country under the banner of the slogan “EK BHAARAT, SHRESTH
BHAARAT”.


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