Government Schemes (Yojana) in India Part:-8
Dear Friends,
Government exams are increasingly raising the level of General Awareness questions. The General Awareness sections of Government exams frequently ask questions based on ongoing important schemes in India and Government policies. Here’s an article to help you remember major Government schemes & Government Policies for UPSC, SSC CGL, SSC CHSL, SSC MTS, SBI PO, SBI Clerk, RBI Grade B, RBI Assistant and all IBPS exams.
The General Awareness section of Bank and SSC exams can be a life saver for you because GK & Current Affairs are fact based and don’t require you to be calculative or fluent in English. All you need to score in General Awareness section of any exam is to stay updated about recent happenings.Especially those related to trending Government policies for SSC and Bank exams.
Pradhan Mantri Awas Yojana – Gramin (Renamed it from Indira Awas Yojana)
What is Pradhan Mantri Awas Yojna?
Pradhan Mantri Awas Yojna(PMAY) is a mission started with an aim ‘Housing For All’(HFA) scheme by NDA Government to be achieved by the year of 2022, that is when India will be completing its 75 years of Independence. The mission started in 2015 and will be attained in seven years i.e., during 2015 – 2022.
This Housing for All (HFA) scheme is envisioned by our Prime Mister Mr. Narendra Modi.
“By the time the Nation completes 75 years of its Independence, Pradhan Mantri Awas Yojna will bring a ‘Pucca house’ for every family in urban cities with toilet facilities, water connection, 24x7 electricity supply and complete access.” As addressed by our PM in the joint session of parliament on 9th June, 2014.
Objective of Pradhan Mantri Awas Yojna (PMAY) – Housing for All
A comprehensive mission of PMAY Housing Scheme aims to create:--
•Affordable homes with water connection, toilet facilities, 24x7 electricity supply and complete
access.
•Targeting the Lower Income Groups (LIG) and Economically Weaker Section of our society (EWS), basically the urban poor by the year 2022.
•2 crore houses to be built across nation’s length and breadth
•2 million non-slum urban poor households are proposed to be covered under this Mission
Purpose: This is a conditional cash transfer scheme for the girl child with insurance cover which would go a long way towards ensuring the survival of the girl child and assuring a better life for her.
The direct and tangible objective of the scheme is to provide a set of financial incentives for families to encourage them to retain a girl child, educate her and prevent child marriage.
Eligibility Criteria:
The scheme provides for cash transfers to the family of the girl child (preferably to the mother) on fulfilling certain specific conditions:
•All girls born after 19 November 2008 are eligible, after registration of birth
•On enrolment in school and retention in school till Standard 8
•Girls who are on immunization
•An insurance maturity cover will be taken for the girl child born after 19 November 2008 and if the girl child remains unmarried till the age of 18 years, she will get Rs. 1 lakh
•The scheme will apply to all girl children irrespective of their socio-economic status and the number of girl children in the family
•Each condition like registration of birth, immunization, school enrolment and retention, insurance (maturity) cover are independent of each other and cannot be applied for retrospective fulfilment of conditionality. For example, if a girl is in Standard 2, she will be eligible for cash transfer from Standard 2 onwards and will not be eligible for cash transfers related to her birth and registration of birth, immunization, retention and enrolment in Standard
•The scheme will apply only to those girls who have domicile status in the selected blocks
Gangajal delivey scheme has been launched by the Gov. Of India from Patna in Bihar. It is a new initiative of the central government to deliver “Gangajal” to doorstep through Indian Postal Services.
Under the Gangajal Delivery Scheme, any person can get the pious Gangajal delivered to the doorstep at nominal cost. The Gangajal will be brought from Gangotri and Rishikesh.
This initiative was launched at a function in Patna by the Minister of State for Communications Manoj Sinha and Union Law Minister Ravi Shankar Prasad.
The scheme has been launched within a short span of its conceptualization. The plan was however mooted on May 30, 2016.
Manoj Sinha on his part said the credibility of postal department is associated with the delivery scheme of Gangajal and it would fulfill the expectations of the people
The holy water can also be ordered through some e-commerce website at a price of Rs. 299 for a litre of bottle sources from Gomukh.
Pradhan Mantri Surakshit Matritva Abhiyan or Yojana is a new initiative of the Narendra Modi Government launched on June 9, 2016. The scheme has been launched with the objective of boosting
the health care facilities for the pregnant women, especially the poor.
Under the Pradhan Mantri Surakshit Matritva Abhiyan, the pregnant ladies will be given free health check-up and required treatment for free on 9th of every month. The scheme will be applicable for pregnant women to avail in all Government hospitals across the country.
Objectives of Pradhan Mantri Surakshit Matritva Abhiyan
Normally, when a women gets pregnant, she suffers from various kinds of diseases and health issues such as blood pressure, high sugar and hormonal diseases. The scheme thus will provide free checkup
to the pregnant women assuring their good health and birth of a healthy child.
Below are some of the main objectives of the scheme.
– Provide a healthy life to the pregnant women
– Making pregnant women aware of their health issues/diseases
– Lowering the maternity mortality rate
– Making sure safe delivery and healthy life of the baby
National Apprenticeship Promotion Scheme (NAPS) is a new scheme of Government of India to promote apprenticeship. It was launched on19th August 2016.
Components of NAPS?
The scheme has the following two components: Reimbursement of 25% of prescribed stipend subject to a maximum of Rs. 1500/- per month per apprentice by the Government of India to all employers who engage apprentices. Reimbursement of cost of basic training ( upto a limit of Rs. 7500/- for a maximum of 500 hours/3 months) by the Government of India to Basic Training Providers (BTPs) in respect of apprentices who come directly for apprenticeship training without any formal training.
Why was NAPS required?
To promote apprenticeship training. To incentivize employers who wish to engage apprentices. To increase the engagements of apprentices from present 2.3 lakh to 50 lakh cumulatively by 2020
The railways launched a scheme allowing a person to get an insurance cover of upto Rs 10 lakh on booking a train ticket online by paying less than one rupee.
A person booking a train ticket through the IRCTC website will be able to opt for travel insurance cover for a premium of 92 paise only.
Railway Minister Suresh Prabhu had in his budget speech, announced that the railways will provide optional travel insurance for train journey at the time of booking.
The scheme offers travellers/nominees/legal heirs a compensation of Rs 10 lakh in the event of death or total disabilty, Rs 7.5 lakh for partial disability, upto Rs 2 lakh for hospitalisation expenses and Rs
10,000 for transportation of mortal remains from the place of a train accident or where an untoward incident, including terrorist attack, dacoity, rioting, shootout or arson, occurs.
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